lundi 24 juin 2013

Les nouveaux subprimes : une quantité importante des crédits étudiants US ne sont pas utilisés pour étudier

Fed Shocked To Find Student Loans Used For Anything But To Learn
ZeroHedge, 24/06/2013 (traduire en Français texte en anglais )
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Since January, under pressure from the Fed, the Education Department has flagged 126,000 applicants attempting to pocket federal loans and grants without any intent of going to school. As the WSJ reports, officials are cracking down on fraud in student-aid programs after evidence of recipients - acting alone or as part of organized crime rings - misusing funds. "What we find are very poor students academically that are borrowing to the max, getting the maximum in their Pell grant and just going from school to school," noted one director of financial aid, with roughly $829 million in Pell grants as "improper payments," in the last year. Rather stunningly, more than 34,000 participants in crime rings improperly received federal student aid last year, up 82% from 2009. "We started seeing student borrowing that was just over the top with no explanation for why," another director noted, adding "it's not so much about the education, it's the money." Most federal student aid requires no credit check and comes with few restrictions on how the money is spent and Federal officials say the Internet has helped fuel student aid fraud.


Pour l'instant, les sommes sont encore négligeables, mais j'ai comme dans l'idée que ce n'est que la partie émergée de l'iceberg... Surtout quand on sait que ceux qui s'endettent pour étudier (ou en tous cas, vont dans une université pour y apprendre à faire la fête), ne trouvent pas de boulot à la sortie...

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